Financial advisory services are only provided subject to an investment advisory agreement (IAA) and the adoption of an investment policy statement (IPS). Users are urged to read, carefully consider and affirm that the agreement and plan are suitable for their individual facts and circumstances. By endorsing the IPS and IAA, users confirm to have read, understood and accept that they are suitable for them. Although Ifriqiya Limited carefully evaluates potential returns based on historic performance, we make no representation regarding the likelihood or probability that any actual or proposed account allocation will in fact achieve a particular investment outcome or goal. Past performance is not a guarantee of future success, and in fact, volatility means that returns in any period may be far above or below those of previous period. Some customers may have investment results that materially differ from those indicated by our investment tools and projections.
Model predictions are inherently limited in that they do not represent actual trading or material economic or market factors that might have an impact on outcomes. Portfolio performance projections are based on an uninterrupted periodic savings, current recommended portfolios and assume the reinvestment of dividends/interest incomes. While asset allocations are designed to provide helpful investing guidance, you must also carefully consider the appropriateness of the proposed investments in light of your own personal financial circumstances, including cash flow needs, tax circumstances, etc. You are urged to use all available resources to educate yourself about investing in general, as well as the investments and the overall composition of your portfolio. Additionally, changes in market conditions and your personal financial circumstances have implications for your investments. While it is our duty to help you deal with changing market conditions, it is your responsibility to notify us of any material change in your circumstances.
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No advice or information, whether oral or written, obtained by you from SmartWealth's website, shall create any warranty not expressly stated in this terms of service. If you choose to rely on such information, you do so solely at your own risk. Neither Ifriqiya Limited nor any other party involved in the creation, production or delivery of the information on the website, nor the officers, directors, employees or representatives of Ifriqiya Limited, are liable in any way for any indirect, special, punitive, consequential, or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the website or the use of the website or a linked website or with the delay or inability to use the website or a linked website, whether or not Ifriqiya Limited is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses, data or harmful code that may affect your equipment or anyone else’s equipment, any incompatibility between the website’s files and your browser or other website accessing program, or any failure of any electronic or telephone equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Ifriqiya Limited does not guarantee continuous, uninterrupted or secure access to the website or a linked website. The content, accuracy, opinions expressed, and other links provided by linked websites are not necessarily investigated, verified, monitored or endorsed by Ifriqiya Limited. The information, software, products and description of services published on the website or a linked website may include inaccuracies or typographical errors, and Ifriqiya Limited specifically disclaims any liability for such inaccuracies or errors. Changes are periodically made to the information on the website and linked websites. Ifriqiya Limited may make improvements or changes to the website at any time.
You may close your account in-app or request termination of your user account at any time and for any reason by sending an email to email@example.com. We may terminate or suspend your access to SmartWealth’s website, at our sole discretion, at any time for any reason without notice to you. Further, if we believe, at our sole discretion, that a violation of these terms of service has occurred, we may take any other corrective action we deem appropriate. We reserve the right to investigate suspected violations of these terms of service. We may seek to gather information from a user who is suspected of violating these terms of service (or from any other user) and you agree to provide us with such information. We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any user information, emails, or other materials that are believed to violate these terms of service. Any suspension, termination, or cancellation shall not affect your obligations to Ifriqiya Limited under these terms of service (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.